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Income Insurance Facts: 155 Specifications & 143 Highlights

Planning a getaway? These 155 specs & features from the Income Insurance travel insurance — including general information, coverage types, medical coverage & trip cancellation & interruption — are worth reviewing.

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Income Insurance
Income Insurance
Income Insurance
Income Insurance

Highlights 143

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Why is Income Insurance better than other travel insurance ?

General Information

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Coverage Types

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Medical Coverage

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Trip Cancellation & Interruption

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Baggage Coverage

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Travel Delay Coverage

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Emergency Assistance & Services

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Policy Conditions & Eligibility

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Exclusions & Limitations

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Claims & Support

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Optional Add-Ons

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Documentation & Compliance

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Digital Features & Usability

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Quick Take

The essentials that matter—nothing extra

A fast snapshot of the Income Insurance, covering its standout specification and what you can expect right out of the box.

Income Insurance
Income Insurance

Income Insurance is a leading composite insurance company in Singapore, established in 1970, that offers a wide range of services, including protection, savings, and investment solutions for individuals, families, and businesses.

Specifications & Facts 155

Specs measured. Drama avoided.

We put the Income Insurance through the lens of real travel. Price, specs, feedback, and comparison with other travel insurance — all in one place.

General Information 11

Income Insurance Minimum Trip Duration

What is the minimum trip duration?

1 days 0 Votes
Income Insurance
3.56 days (Average)

Income Insurance
Income Insurance

This coverage applies for short trips starting from a single day, making it suitable for weekend or quick getaways.

Indicates the shortest allowable trip length to qualify.

Income Insurance Maximum Trip Duration

What is the maximum trip duration?

90 days 0 Votes
Income Insurance
139.94 days (Average)

Income Insurance
Income Insurance

A 90-day trip duration is great for longer vacations or extended business trips, allowing plenty of time for travel.

Shows the longest trip length allowed.

Income Insurance Coverage Region

What is the coverage region?

29 Income Insurance 0 Votes Regional

28 Travel Insurance in this range Worldwide

Income Insurance
Income Insurance

The term "Regional" likely refers to coverage within a specific area, such as Southeast Asia, or within specific countries in the region. Verify the exact region from the policy details to ensure clarity for customers.

Specifies the geographical scope of coverage.

Income Insurance Age Eligibility Minimum

What is the minimum eligible age?

14 years 0 Votes
Income Insurance
20.97 years (Average)

Minimum traveler age allowed.

Income Insurance Age Eligibility Maximum

What is the maximum eligible age?

85 years 0 Votes
Income Insurance
75.81 years (Average)

Maximum traveler age allowed.

Income Insurance Pre-Existing Condition Lookback Period

What is the lookback period?

120 days 0 Votes
Income Insurance
117.38 days (Average)

Time period checked for pre-existing conditions.

Coverage Types 12

Income Insurance Trip Cancellation Coverage

Is trip cancellation coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Shows whether trip cancellation protection is part of the policy.

Income Insurance Trip Interruption Coverage

Is trip interruption coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates protection in case the trip is interrupted unexpectedly.

Income Insurance Trip Delay Coverage

Is trip delay coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Shows whether compensation for travel delays is included.

Income Insurance Missed Connection Coverage

Is missed connection coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates if compensation is provided for missed connections.

Income Insurance Medical Coverage

Is medical coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates if medical expenses are covered.

Income Insurance Emergency Evacuation Coverage

Is emergency evacuation coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates if emergency evacuation is part of the plan.

Medical Coverage 13

Income Insurance Medical Expense Coverage Amount

What is the medical expense coverage amount?

4 Income Insurance 0 Votes $200000 to $300000

9 Travel Insurance in this range $50000 to $1000000

Income Insurance
Income Insurance

This coverage ensures adequate medical protection for emergencies, including hospitalization and treatments while traveling. For context, $200,000 can cover most medical emergencies abroad.

Maximum amount covered for medical treatment abroad.

Income Insurance Medical Deductible Amount

What is the medical deductible amount?

59 Income Insurance 0 Votes $100

22 Travel Insurance in this range $100

Deductible amount required before coverage applies.

Income Insurance Emergency Room Coverage

Is emergency room coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates if ER visits are included in the coverage.

Income Insurance Hospitalization Coverage

Is hospitalization covered?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

States whether inpatient hospital stays are covered.

Income Insurance Outpatient Treatment Coverage

Is outpatient treatment covered?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Covers clinic visits and non-hospital medical care.

Income Insurance Prescription Drug Coverage

Is prescription drug coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates if prescribed medications are reimbursable.

Trip Cancellation & Interruption 12

Income Insurance Trip Cancellation Maximum Amount

What is the trip cancellation maximum amount?

39 Income Insurance 0 Votes $15000

14 Travel Insurance in this range $10000

Income Insurance
Income Insurance

This amount offers solid protection for trip cancellations due to covered reasons, helping recover non-refundable costs like flights and accommodation.

Maximum reimbursable amount for trip cancellation.

Income Insurance Trip Interruption Maximum Amount

What is the trip interruption maximum amount?

49 Income Insurance 0 Votes $15000

15 Travel Insurance in this range $5000

Maximum reimbursable benefit for interrupted trips.

Income Insurance Cancel For Any Reason

Is Cancel For Any Reason available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Shows whether optional CFAR is available.

Income Insurance CFAR Coverage Percentage

What is the CFAR coverage percentage?

25 % 0 Votes
Income Insurance
67.59 % (Average)

Percentage of trip cost refunded under CFAR.

Income Insurance Interruption For Any Reason

Is Interruption For Any Reason available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether IFAR flexibility is available.

Income Insurance Covered Cancellation Reasons Count

How many cancellation reasons are covered?

0 Income Insurance 0 Votes 5

10 Travel Insurance in this range 5

Number of acceptable reasons for trip cancellation.

Baggage Coverage 12

Income Insurance Baggage Loss Maximum Amount

What is the baggage loss maximum amount?

49 Income Insurance 0 Votes $8000

9 Travel Insurance in this range $3000

Income Insurance
Income Insurance

This is a generous amount for replacing lost luggage, covering essentials like clothing, electronics, and personal items.

Maximum claimable amount for total baggage loss.

Income Insurance Baggage Loss Per Item Limit

What is the per-item baggage loss limit?

38 Income Insurance 0 Votes $500

10 Travel Insurance in this range $500

Income Insurance
Income Insurance

This per-item limit helps with replacing individual items, such as electronics or valuables, within the broader $8,000 coverage.

Maximum reimbursement per lost item.

Income Insurance Baggage Delay Maximum Amount

What is the baggage delay maximum amount?

69 Income Insurance 0 Votes $2000

10 Travel Insurance in this range $500

Maximum reimbursement for expenses during baggage delay.

Income Insurance Jewelry / High-Value Item Coverage

What is the jewelry/high-value item limit?

39 Income Insurance 0 Votes $500 to $2000

8 Travel Insurance in this range $1000 to $2000

Maximum reimbursement for jewelry or other high-value items.

Income Insurance Checked Luggage Loss Coverage

Is checked baggage loss covered?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether checked baggage loss is covered.

Income Insurance Carry-On Loss Coverage

Is carry-on loss covered?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether carry-on baggage loss is covered.

Travel Delay Coverage 10

Income Insurance Travel Delay Maximum Amount Per Day

What is the maximum daily travel delay benefit?

63 Income Insurance 0 Votes $500

17 Travel Insurance in this range $200

Income Insurance
Income Insurance

For long travel delays, this daily amount can help with unexpected expenses, like hotel stays and meals. It provides peace of mind for situations that may last several days.

Maximum daily reimbursement during an eligible travel delay.

Income Insurance Travel Delay Maximum Amount Total

What is the total maximum delay benefit?

37 Income Insurance 0 Votes $2000

13 Travel Insurance in this range $1000

Income Insurance
Income Insurance

This total coverage amount helps cover a broader scope of travel delay expenses, from accommodation to meals, providing solid financial protection.

Maximum total amount payable for travel delay expenses.

Income Insurance Travel Delay Minimum Hours

What is the minimum travel delay in hours?

6 hours 0 Votes
Income Insurance
8.5 hours (Average)

Minimum number of delay hours required before coverage applies.

Income Insurance Delay Reason Coverage Count

How many delay reasons are covered?

22 Income Insurance 0 Votes 5

11 Travel Insurance in this range 5

Total number of approved delay reasons covered by the policy.

Income Insurance Airline Strike Delay Coverage

Is delay due to airline strike covered?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Covers delays caused by airline staff strikes.

Emergency Assistance & Services 10

Income Insurance Emergency Medical Evacuation Amount

What is the emergency medical evacuation coverage amount?

49 Income Insurance 0 Votes $500000 to $1000000

10 Travel Insurance in this range $500000 to $1000000

Income Insurance
Income Insurance

This is a critical coverage that could cover the cost of evacuating you to a medical facility in case of serious injury or illness. A high limit like this ensures you won’t face out-of-pocket expenses for emergency evacuation.

Maximum coverage amount for emergency medical evacuation.

Income Insurance Emergency Repatriation Amount

What is the repatriation coverage amount?

0 Income Insurance 0 Votes $25000 to $50000

13 Travel Insurance in this range $100000 to $1000000

Income Insurance
Income Insurance

This coverage ensures that in case of serious injury or death, expenses for returning to your home country for medical treatment or burial will be covered.

Maximum coverage amount for emergency repatriation of the traveler.

Income Insurance Emergency Cash Transfer Assistance

Is emergency cash transfer assistance available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Income Insurance
Income Insurance

This service ensures you can quickly access funds in emergencies, offering financial relief if you lose access to cash or cards while traveling.

Helps travelers receive emergency funds during crises.

Income Insurance Security Evacuation Coverage

Is security evacuation coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Covers evacuation due to security threats.

Income Insurance Political Evacuation Coverage

Is political evacuation coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Covers evacuation due to political unrest or instability.

Income Insurance Natural Disaster Evacuation Coverage

Is natural disaster evacuation coverage included?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Covers evacuation during natural disasters.

Policy Conditions & Eligibility 12

Income Insurance Trip Booking Time Requirement

How many days in advance must the trip be booked?

30 days 0 Votes
Income Insurance
9.65 days (Average)

Number of days the trip must be booked in advance for eligibility.

Income Insurance Coverage Purchase Time Limit Before Departure

What is the purchase time limit before departure?

30 days 0 Votes
Income Insurance
6.76 days (Average)

Maximum number of days before departure to buy the policy.

Income Insurance Residency Eligibility

Is specific residency required for eligibility?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether the policy requires specific residency to qualify.

Income Insurance Citizenship Requirement

Is citizenship required to purchase the policy?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether citizenship is required for eligibility.

Income Insurance Coverage for Non-U.S. Residents

Is coverage available for non-U.S. residents?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether non-U.S. residents can purchase coverage.

Income Insurance One-Way Trip Coverage

Is one-way trip coverage available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether one-way trips are eligible for coverage.

Exclusions & Limitations 12

Income Insurance Pre-Existing Condition

Is there an exclusion for pre-existing conditions?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Specifies whether coverage is excluded for pre-existing medical conditions.

Income Insurance Mental Health

Is there an exclusion for mental health conditions?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Defines if coverage excludes claims related to mental health conditions.

Income Insurance Extreme Sports

Are extreme sports activities excluded?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Specifies whether coverage excludes extreme sports activities.

Income Insurance Professional Sports

Are professional sports activities excluded?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

States if professional sports activities are excluded from coverage.

Income Insurance War/Terrorism

Is war or terrorism coverage excluded?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether incidents arising from war or terrorism are excluded.

Claims & Support 8

Income Insurance Support Channels

Which support channels are available

56 Income Insurance 0 Votes Chat, Phone, Email

23 Travel Insurance in this range Chat, Phone, Email

Indicates which customer support communication channels are available for travelers, including live chat, phone hotline, and email assistance.

Income Insurance Claims Submission Method

What methods are available to submit a claim?

45 Income Insurance 0 Votes Online, Email, Phone, Mail, Agent

20 Travel Insurance in this range Online, Email, Phone, Mail, Agent

Methods available to submit a claim.

Income Insurance Claims Processing Time Estimate

What is the estimated claim processing time?

14 days 0 Votes
Income Insurance
18.28 days (Average)

Estimated number of days to process a claim.

Income Insurance Digital Document Upload

Is digital document upload available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether documents can be uploaded digitally.

Income Insurance Claims Status Tracking

Is claim status tracking available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether customers can track claim status online or via app.

Income Insurance Claims Appeal Process

Is there a claims appeal process?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Whether a formal claims appeal process is offered.

Optional Add-Ons 12

Income Insurance Cancel For Any Reason Add-On

Is Cancel For Any Reason available as an add-on?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether CFAR (Cancel For Any Reason) add-on is available.

Income Insurance Event Ticket Coverage Add-On

Is event ticket coverage available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Reimburses prepaid event tickets if trip disruption occurs.

Income Insurance School Trip Coverage Add-On

Is school trip coverage available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Adds enhanced coverage for students on school-organized trips.

Income Insurance Medical Upgrade Add-On

Is a medical coverage upgrade available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Provides higher medical coverage limits or expanded benefits.

Income Insurance Adventure Sports Add-On

Is adventure sports coverage available as an add-on?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Allows coverage extension to adventure or extreme sports.

Income Insurance Baggage Upgrade Add-On

Is baggage coverage upgrade available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Expands baggage coverage limits or item categories.

Documentation & Compliance 11

Income Insurance Policy Certificate

Is a policy certificate provided?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates whether a formal policy certificate is issued.

Income Insurance Certificate of Insurance Download Format

What formats are available for the insurance certificate?

46 Income Insurance 0 Votes PDF, DOCX, JPG

25 Travel Insurance in this range PDF

File formats available for downloading the certificate of insurance.

Income Insurance Coverage Confirmation Email Delivery

Is coverage confirmation sent by email?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Shows if the policy confirmation is automatically sent by email.

Income Insurance Hardcopy Policy Shipment

Is hardcopy policy shipment available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Specifies whether a physical printed policy can be mailed.

Income Insurance Visa Letter Support

Is visa letter support available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Shows if the insurer provides visa-compliant letters for embassy submissions.

Income Insurance Embassy-Required Coverage Compliance

Does the policy meet embassy coverage requirements?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Indicates if the policy meets minimum embassy-required coverage levels.

Digital Features & Usability 10

Income Insurance Mobile App

Is a mobile app available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Income Insurance
Income Insurance

The mobile app allows easy management of your travel insurance policy, enabling quick access to your coverage details, claims, and emergency contacts on the go.

Indicates whether a dedicated mobile app is available for policy access.

Income Insurance Policy Management Dashboard

Is an online policy management dashboard provided?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Shows if users can manage policies via an online dashboard.

Income Insurance Offline Access to Policy Documents

Is offline access to policy documents available?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Allows users to view policy documents without internet.

Income Insurance Digital Claims Filing

Can claims be filed digitally?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Allows claims to be filed digitally instead of via paper forms.

Income Insurance In-App Emergency Contact Button

Is there an in-app emergency contact button?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Includes a one-tap emergency assistance button in the mobile app.

Income Insurance Real-Time Travel Alerts

Are real-time travel alerts provided?

Yes 0 Votes Income Insurance

Yes Travel Insurance in this range

Provides live travel advisories and disruption alerts.

Surveys

Because hot takes deserve votes.

Income Insurance Coverage Options

How would you rate the coverage options offered by this travel insurance?

Extensive coverage — Covers almost all types of travel-related incidents 0 Votes
Very good coverage — Covers most common travel issues, with a few exceptions 0 Votes
Good coverage — Covers essential travel incidents, with limited exclusions 0 Votes
Basic coverage — Covers only the most basic travel incidents, like trip cancellations 0 Votes
Minimal coverage — Only covers the bare minimum, with many exclusions 0 Votes

Income Insurance Ease of Claim Process

How would you rate the ease of filing a claim with this travel insurance?

Very easy — Claims are processed quickly and with minimal effort required 0 Votes
Easy — Simple claims process with good guidance 0 Votes
Average — Claims process is straightforward but requires some effort 0 Votes
Difficult — Complicated claims process with unclear instructions 0 Votes
Very difficult — Hard to navigate and requires extensive paperwork 0 Votes

Income Insurance Customer Support

How would you rate the customer support experience for this travel insurance?

Excellent — Available 24/7 with knowledgeable and friendly agents 0 Votes
Good — Helpful support with quick response times 0 Votes
Average — Adequate support, though response times may be slow 0 Votes
Below average — Limited support hours with slow response times 0 Votes
Poor — Unhelpful and hard to reach support staff 0 Votes

Income Insurance Price-to-Coverage Ratio

How would you rate the value for money for this travel insurance, considering the coverage it offers?

Great value for money — Coverage is extensive and reasonably priced 0 Votes
Pretty good price — Fair pricing for the coverage offered 0 Votes
Fair deal — Reasonably priced with a balanced level of coverage 0 Votes
Kinda pricey — More expensive than expected for the coverage level 0 Votes
Crazy expensive — Way too expensive for the level of coverage 0 Votes

Income Insurance Flexibility of Policy

How would you rate the flexibility of this travel insurance policy in terms of customization options?

Highly flexible — Allows full customization to fit travel needs 0 Votes
Flexible — Offers a variety of add-ons and options 0 Votes
Moderate flexibility — Some customization options available, but limited 0 Votes
Low flexibility — Few options to customize the policy 0 Votes
Very low flexibility — No customization options available 0 Votes

Income Insurance Customer Satisfaction

How satisfied are you with the overall experience with this travel insurance?

Extremely satisfied — Exceeded expectations in all areas 0 Votes
Very satisfied — Met most expectations, with minor issues 0 Votes
Satisfied — Overall experience was good, though there were a few issues 0 Votes
Unsatisfied — Did not meet expectations, with several issues 0 Votes
Very unsatisfied — Fell short in multiple areas, major issues encountered 0 Votes

Income Insurance Coverage Limits

How would you rate the coverage limits of this travel insurance?

Very high limits — Offers very high coverage limits for most situations 0 Votes
High limits — Provides generous coverage limits for most common incidents 0 Votes
Moderate limits — Offers average coverage limits that are suitable for most travelers 0 Votes
Low limits — Provides limited coverage, may not be sufficient for all situations 0 Votes
Very low limits — Offers very restrictive coverage limits 0 Votes

Income Insurance Exclusions and Restrictions

How would you rate the exclusions and restrictions in this travel insurance policy?

Very few exclusions — Almost no exclusions or restrictions, very comprehensive 0 Votes
Few exclusions — Only a few common exclusions, overall great coverage 0 Votes
Average exclusions — Some exclusions that may affect certain situations 0 Votes
Many exclusions — Numerous exclusions that can affect coverage in several areas 0 Votes
Too many exclusions — Too many restrictions, leaving gaps in coverage 0 Votes

Income Insurance Policy Transparency

How would you rate the transparency of the terms and conditions in this travel insurance policy?

Very clear — All terms are explained clearly and easily understood 0 Votes
Clear — Most terms are easy to understand with little jargon 0 Votes
Average — Some terms are a bit confusing, but manageable 0 Votes
Unclear — Many terms are vague or difficult to understand 0 Votes
Very unclear — The terms and conditions are difficult to navigate and full of jargon 0 Votes

Income Insurance Easy-to-Understand Documentation

How would you rate the clarity and accessibility of the documentation provided with this travel insurance?

Very clear — All documentation is easy to read, understand, and access 0 Votes
Clear — Most documents are easy to understand, with minimal jargon 0 Votes
Average — Some documents are a bit unclear, but the essential information is there 0 Votes
Unclear — Many documents are difficult to read or confusing 0 Votes
Very unclear — Documents are hard to understand, full of technical language 0 Votes

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